Focus On Increasing Your Savings Efficiently
Looking to save more effectively for your future? Consider an AdelFi High-Yield certificate as a viable option. Not only will you earn more than our regular certificate accounts, but you'll also be working with a financial institution that shares your values.
Earn Dividends
6-60 Month Terms
Christian-Values Driven
High-Yield Certificate Accounts
Compare the dividend rates of our current high-yield certificate accounts. Your dividend rate is locked in for the entire term.
Term Length | Opening Balance | Dividend Rate | APY1 |
|---|---|---|---|
6 months | $0 $50,000 $100,000 | 4.02% 4.02% 4.02% | 4.10% 4.10% 4.10% |
1 year | $0 $50,000 $100,000 | 4.50% 4.50% 4.50% | 4.60% 4.60% 4.60% |
2 Years | $0 $50,000 $100,000 | 4.00% 4.00% 4.00% | 4.08% 4.08% 4.08% |
5 years | $0 $50,000 $100,000 | 3.58% 3.58% 3.58% | 3.64% 3.64% 3.64% |
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Dividend Rates Effective: May 02, 2024
General Certificate Disclosures:
1APY (Annual Percentage Yield) reflects the total amount of dividends paid on this account, based on the dividend rate and frequency of compounding, in a 365-day period. The minimum deposit for certificates is $1,000.00. The APY is based on an assumption that dividends will remain in the account until maturity. Any fee, withdrawal, or transfer reduces earnings and there may be penalties for early withdrawal.
Early Withdrawal Penalties:
- Maturity less than 12 months = 90 days of dividends
- Maturity 12 months or greater = 180 days of dividends
We are no longer opening new rate bump certificates. If you currently have a rate bump certificate, you may view the current rates here. You may bump up the rate once every twenty-four (24) months during the term.
Please refer to AdelFi's Account Agreement and Disclosures and Personal Account Information and Fee Schedule for complete information about each account. All account dividend rates, agreements, terms, and conditions offered are subject to change without notice.
Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. The National Credit Union Administration (NCUA) is a U.S. Government agency.
